Reform plans ban on foreign nationals accessing student loans

Suella Braverman says university system is “rigged” as she calls for change to student finance rules

Published on
May 1, 2026
Last updated
May 1, 2026
Source: UK Parliament

Foreign nationals would be unable to access student loans under a Reform UK government, the party has announced. 

Currently, prospective students who have settled status in the UK and have lived in Britain for at least three years before they start university are eligible to access government-backed student finance.

But Suella Braverman, Reform’s education spokesperson, has said the party would no longer allow this if elected. 

It follows new figures released by the government in response to freedom of information requests that show foreign nationals borrowed over £4 billion in student loans in 2024-25, up from £3.24 billion in 2021-22. 

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on 30 April, Braverman claimed “billions of pounds are never repaid”.

“The truth is that too many universities are selling immigration, not education,” she wrote, adding that the system was “rigged against British students who are forced to the back of their own queue”. 

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She said the party would also end the “preferential treatment” of overseas students, alleging that some universities offer lower entry requirements to these students. 

The current Labour government has attempted to crack down on student loan abuse within the franchise sector, after fresh evidence emerged last year suggesting some students, including foreign nationals, were enrolling on higher education courses to access maintenance loans and then failing to show up. 

In April, Braverman also questioned government ministers about the level of “foreign students claiming fraudulent student loans”, which she claimed was at a “record high”.

“That is making a mockery of the student finance system and costing the British taxpayer millions of pounds which could otherwise be diverted to support British students.”

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Josh MacAlister, minister for children and families, responded that the government takes the issue “extremely seriously” but said it was a result of Braverman’s “own legacy in government as a Conservative politician”. 

“Nowhere in her question was an apology for the appalling track record of creating the Plan 2 student loans system in the first place and administering it in a way that has led to the results that she describes,” he said. 

When Braverman became education spokesperson for Reform in February this year, she criticised universities for “failing our young people” and noted that UK graduates hold, on average, £50,000 of student debt.

helen.packer@timeshighereducation.com

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Reader's comments (6)

Well that’s all very well but who destroyed the university system in the first place by removing proper funding and forcing universities into total market fighting for foreign students just to keep the lights on because that’s exactly what happened. who I wonder? The stories of course the party that she has been a member of for most of her life until she very clever.(sic) took a side step to the right. This reform party is an absolute joke
What happens to loan repayments from foreign students or domestic students who then move abroad? Also what about the repayments from former EU students who accessed the loan system prior to Brexit and are not resident? Is it possible to collect these still? I often wondered how it works for those who took out loans but then leave afterwards.
EU students who accessed the student loans were always in the same situation - that it was an honour system if they ever paid or not. If they didn’t carry on working in the UK, of course most never paid back a penny.
How does this plan work for Irish passport holders in Northern Ireland? Might have some unintended consequences
Universities do not sell immigration. That is untrue.
new
The argument behind Braverman's policy is that "billions of pounds is never repaid". Let's leave aside any issues about whether that is true, whether repayment actually is lower among settled status or UK national graduates, or whether it's an unintended or undesirable consequence, and instead let's take the argument at face value. It is diametrically at odds with the claim that "universities are selling immigration, not education". If those students who have taken loans are doing so in order to "immigrate" to a country where they already live and already have settled status, then it must be because they want to remain in the UK which will mean they work here, pay taxes here and make loan repayments like any other home student. In order for those loans never be repaid, those students would have to leave the UK and never return. If Reform wants to reduce the number of foreign nationals with settled status, giving them student loans might actually be a cost-effective policy to encourage it. However, the inconsistency at the heart of this announcement betrays the absence of serious thinking behind it. It is barely disguised anti-foreign rhetoric that would, in reality, achieve about as much to reduce immigration and to save costs as the wasteful and counterproductive Rwanda policy into which Braverman invested so much money, time and political capital when she was in power.

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